The first step is to find out how much you can spend on a home.  There are lots of calculators online that can help you.  We have calculators that will help you to decide whether you should buy or rent and, if you should buy, how much you can spend and how much you need to save.
For first time homeowners or people who have not owned a home in three years, there might be some public programs that will help you become of homeowner for the first time.  Many states have home buying programs that help new homeowners with downpayments.  Give us a call and we will help you determine if you qualify for a program.

You can use the different mortgage calculators on the right side to assist you in making some decisions around financing your new home. Click on the links on the right to access those calculators.

Pre-Qualification Calculator

This calculator will help you determine how much money you may qualify to borrow to purchase your new home. The results are informal and an estimate. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.

Payment Calculator

This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term in years.